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From daily hacks to long-term tips , we talked to financial experts about not-so-obvious money advice they follow. Here’s what to know: 1. Sometimes you have to spend more. We asked half a dozen personal finance experts the best tips they could share that most people are never taught. Here are the money - saving and wealth-creating tips they. " Also , understand your tax burden. If you get a bonus, increase your 401k contribution (you can afford to) to lower the taxable amount. Bonuses are taxed higher than. Asian grocery stores often offer fantastic prices on staples. Some Redditors said most ethnic stores offer great prices. “Any ethnic-themed store (Hispanic, Asian, Middle Eastern) is super cheap on staples like beans, rice, and spices,” replied one user. “Even the Hispanic section at Walmart still sells spices at a fraction of what you pay on the spice aisle,” they added. The initial commenter was appalled to find changes to the Asian grocer near them. “I was in the one the next town over, found they’d reorganized, labeled the aisles in English and put up the prices by half,” they lamented. I figure out new ways to save money at least a couple times per week and those ideas often come from the comments section of this very blog! You already know my favorite. We asked industry experts to share one simple money - saving tip that has significantly impacted their lives. Here are their strategies and advice on how to replicate them. Thanks to the tricky scientists at Reddit, they asked, “What’s the one trick ’they’ don’ t want you to know ?” and the Internet delivered in a big way. Time to save some.